Home Purchase FAQs

Unsure where to start? Do you find yourself asking if it better to get pre-qualified or pre-approved?
Or how to raise your credit score? You’ve come to the right place.

So many answers to all your questions.

We have all the answers you need when it comes to your home purchase!
Can a lender sell my loan?
How important is the real estate location?
What is a pre-payment penalty?
What happens when a mortgage company checks my credit?
My credit report is wrong, is there any way I can report an error?
How can I raise my credit scores?
What's the difference between pre-qualified and pre-approved?
Should I move my finances to improve my chances for loan approval?
What can I expect from interest rates?
How much money do I need to put down?
What documentation do I need to provide in order to get my loan approved?
What are points?
What should I look for in a lender?
What will be considered during the loan process?
What does FICO stand for?
Why do I need a home inspection?
How does the pre-approval process work?
How do I know if I qualify for a VA loan?
Does my down payment have to be all my own money?
What is mortgage insurance? How does it work?